$1,799,990

This is the kind of resort you book eight months out. Here, you get to live in it. Welcome to Mountain Point Resort, a 4-bedroom, 3.5-bath full-brick estate on 1.61 private acres on Mountain Island Lake, with a view across the water to 1,500 acres of protected Latta Nature Preserve. Pull… Read More through the gate and the day falls away. The owner created this space to be a venue, and it shows. The heated saltwater gunite pool features a built-in hot tub, expansive walk-in steps, and gas fire features, plus a swim-up bar with submerged seating that connects straight to the covered bar and first outdoor kitchen, so guests never have to leave the water. Porch swings hang under the timber-framed pavilion, and just across the outdoor kitchen sits one of the most charming spaces on the property: a private cabana with knotty pine walls, exposed brick, a loft ladder, and a roll-up glass door that opens the whole room to the pavilion. Inside is a kitchenette with sink, refrigerator, freezer, and microwave, plus room for a bed, so it works as a guest retreat, catering kitchen, or whatever the party needs. A full pool bath with dual showers and granite finishes, plus an outdoor shower, keeps wet feet out of the main house. This is an entertainer's dream. Inside, nothing came off a builder's spec sheet. The living room is anchored by floor-to-ceiling artisan-bleached stone framing the fireplace, under a whitewashed shiplap ceiling with exposed beams, and natural stone floors carry that character through the home. The kitchen is one of a kind, with leathered quartzite countertops, custom wood cabinetry, stainless appliances, and a gas cooktop. The dining area sits in a bay window filled with light. Upstairs, the primary suite frames Mountain Island Lake through floor-to-ceiling vaulted windows, with a walk-in closet and a private bath with dual vanities. Two more bedrooms share this level, one nearly as large as the primary and the other currently set up as a custom wardrobe room that converts back to a bedroom, along with a full bath and laundry room. A separate wing has its own private entrance and staircase leading to a nearly 30-foot suite with its own half bath. In-laws, long-term guests, a home office, or rental potential, it is its own little world under the same roof. Out back, the covered lakeside patio is an outdoor living room with stone underfoot, ceiling fans, a lakeside fireplace, and a second outdoor kitchen built for crowds: commercial hood, warming drawers, and a 23-foot counter. A walkway winds past gardens and a boulder-stacked water fountain to a lower patio with full electric for live music, a gazebo with a wood-burning fire pit overlooking the water, and a paved golf cart path all the way down to the newly built double-decker dock. Trex-style composite decking, a waterproof Gutter Deck upper level that stays cool underfoot, a 10,000-pound boat lift, a rotating jet ski lift, and extra-wide stairs for kayaks and paddleboards. Across the water, nothing but protected preserve. No docks, no rooftops, no construction, ever. Mountain Island Lake is one of Charlotte's best-kept secrets and its closest lake, about 20 minutes from uptown. It supplies the region's drinking water, so much of its 61 miles of shoreline stays protected, with no commercial marinas or restaurants on the water. Quiet water, no crowds. Three-car side-entry garage, circular drive, Sonance surround sound and Eero WiFi that convey, a security system, in-ground irrigation, and both central air and ductless mini-splits. The new 2025 roof carries a 30-year warranty, and a low $725 annual HOA includes access to the community boat ramp. Schedule your private tour today. Welcome home to Mountain Point Resort. Read Less

Courtesy of EXP Realty LLC Ballantyne, 704-248-8230

Listing Snapshot

Days Online

Last Updated

Oct 5, 2026

Property Type

Single Family Residence

Beds

Full Baths

Partial Baths

Square Ft.

3,239

Year Built

1991

MLS Number

4425572

Additional Details

Property Access

Road Responsibility: Publicly Maintained Road, Road Surface: Asphalt, Paved

Appliances & Equipment

Convection Oven, Dishwasher, Dryer, Gas Cooktop, Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Washer, Other equipment: Surround Sound

Building

Built in 1991, Living area: 3239, Levels: Two, Construction Materials: Brick Full

Community

Lake Access

Cooling

Central Air, Ductless

Doors

French Doors

Exterior Features

Patio/Porch Features: Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Terrace, Wrap Around, Other - See Remarks, Fire Pit, Dock - Floating, Hot Tub, Gas Grill, In-Ground Hot Tub / Spa, Outdoor Kitchen, Outdoor Shower, Other - See Remarks

Fireplaces

Den, Fire Pit, Gas Log, Outside

Floors

Carpet, Stone, Tile, Wood

Foundation

Crawl Space

Garage

3 spaces

Heating

Ductless, Heat Pump

Home Owner's Association

Association Fee: $725, Fee Frequency: Annually

Interior Features

Breakfast Bar, Built-in Features, Open Floorplan, Walk-In Closet(s)

Laundry

In Bathroom, In Hall, Inside, Main Level, Multiple Locations

Parking

Circular Driveway, Driveway, Electric Gate, Attached Garage, Garage Door Opener, Garage Faces Side

Pool

Fenced, Heated, In Ground, Outdoor Pool, Pool/Spa Combo, Salt Water

Property

Other structures: Gazebo, Other - See Remarks, Long Range, Water, Year Round

Roof

Architectural Shingle

Sewer

Septic Installed

Taxes

Additional parcels description:, Parcel Number: 023-164-11, Assessed Value: $834,000

Utilities

Electricity Connected, Natural Gas, Water Source: City

Water Features

Water Body Name: Mountain Island Lake, Boat Lift, Boat Lift – Community, Boat Slip (Deed), Covered structure, Dock, Paddlesport Launch Site, Paddlesport Launch Site - Community, Personal Watercraft Lift, Pier

Find The Perfect Home

'VIP' Listing Search

Whenever a listing hits the market that matches your criteria you will be immediately notified.

Join The List

Mortgage Calculator

Selling price

Down payment

Term (years)

Interest rate (%)

Monthly Payment

5401 Mountain Point Lane

'VIP' Listing Search

Schools In The Area

Similar Listings

Find My Dream Home

1. Neighborhoods

2. Home Type

3. Send